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What is the eSmile app?

The familiar e-wallet or online wallet is simply a digital version of your debit or credit card that allows you to make a variety of payments within seconds. This is why the rising popularity of e-wallets isn't all that surprising. Not only are they efficient and time-saving, but they can also make you spend more sensibly and keep you aware of your balance.

The eSmile app is an advanced and revamped digital purse with a number of interesting and modern benefits. With the eSmile app you can now receive regular income such as your salary, child benefit, pension or your AOV, just as you normally would on your bank account. A contemporary way of online banking for worldwise citizens.

eSmile allows you to use your balance to pay for regular expenses such as health insurance or utilities quickly and on time without having to stand in long lines to do so. If necessary, you can also request an overdraft via the eSmile app in order to create a financial buffer in times of need.

Important Features

This is why you'll love the eSmile app

EBS, SWM & Telesur

Pay For Utility Bills

Fast & Time Saving

When paying monthly utility bill, one is generally forced to endure uncomfortable long queues. Now, with the e-Smile app, you can handle these tasks within minutes.

SZF, Self Reliance & Assuria

Pay For Car & Health Insurance

Pay Insurance Bills

Get used to paying for your car and health insurance from the comfort of your own living room, garden or easy sofa.

AOV, Pension & Child Benefits

Receive regular income through your mobile

Receive Benefits

Receive AOV, pension or child benefit through your phone? With the eSmile app you have a mobile bank account, that's always at the tip of your fingers.

Easy Shopping

Top up phone credit or go grocerey shopping with the eSmile app

Shopping with eSmile

Paying for a full cart of groceries or buying a quick credit has never been easier. With eSmile Easy Shopping you'll be able to get it done and do it fast.

Micro Credit

Extra financiele ruimte met een micro lening van eSmile

Take out small loans

Goverment personell may be eligible for a periodic loan (interest free). The credits consumed are deducted from next month's paycheck.

Safe Banking

Your eSmile pin code gives you sole access to your account

Personal pin code

After crediting your eSmile account through depositing your earnings, you can use your personal PIN to complete payments and purchases.

eSmile Makes Banking Easy & Safe

Got questions? Contact us!